Part 2: The Must-Have Essentials For The Ultimate Rich Girl & Old Money Style
When it comes to refining your wardrobe, old money style is all about subtle luxury, timeless elegance, and understated glamour. In this second part of our guide, we explore how to elevate your summer wardrobe with key pieces and colors that define both rich girl style and old money fashion. If you’ve been following along, you know that the first step is investing in classic, high-quality pieces that last. Now, let’s take it a step further with essential additions to make your summer wardrobe the epitome of effortless sophistication.
Embrace Soft, Pastel Hues for an Elegant Touch
The second part of our Rich Girl Style and old money style guide focuses on a key trend—pastel colors. Soft buttery yellows, gentle pinks, and calming baby blues are essential for a summer wardrobe. These shades add elegance and sophistication. They embody luxury and timeless class, perfect for achieving the rich girl style.
Pastel hues signal subtlety—nothing says ‘I’m rich’ like a wardrobe touched by these delicate tones. A soft pink blouse, a pale yellow dress, or a baby blue skirt adds a lightness to your look. These colors are perfect for summer, giving your wardrobe an effortless, chic vibe. It’s the hallmark of old money style. Pastels bring softness to any outfit while maintaining a strong presence, embodying the essence of effortless luxury.
Must-Have Accessories: Oversized Sunglasses and Mini Handbags
When you’re trying to master the rich girl style, accessories are key. They complete your look. One essential accessory that defines both the old money style and rich girl style is oversized sunglasses. Think cat-eye sunglasses with a retro feel. Tortoiseshell frames add a classic touch. Or, opt for white retro glam shades that exude sophistication.
Sunglasses are more than just a protective accessory. They’re a statement of wealth and status. The right pair of oversized sunglasses can instantly elevate your outfit. They add a touch of Hollywood glamour to your look.
Thrifted finds that capture a timeless, vintage aesthetic are perfect for the old money style. A pair of sunglasses from a boutique or vintage store adds a personal touch. It keeps the look polished and high-end.
Another must-have accessory for the old money style is the mini handbag. While larger bags may come and go with the seasons, the mini handbag remains an enduring symbol of luxury. These compact, minimalist purses come in neutral tones like white, camel, or black leather, making them incredibly versatile and chic. A mini handbag not only adds a sophisticated touch to your look but also emphasizes your sense of fashion-forward elegance. Whether you’re attending a summer wedding, brunching in a stylish café, or heading to a casual get-together, a well-chosen mini handbag can elevate your outfit with ease.
Jewelry: Subtle Elegance is Key
In the world of old money style, jewelry is kept to a minimum but is always carefully chosen for its timeless appeal. The rich girl style is all about subtlety, with pieces that speak volumes without ever being too loud or ostentatious. Pearls, for instance, are an absolute must in this aesthetic. Whether you’re wearing a pair of pearl earrings or a delicate pearl bracelet, these classic pieces add an understated elegance that aligns perfectly with the old money style.
Another key piece of jewelry to consider is a dainty vintage-style watch. Vintage watches, especially those with gold or silver finishes, are the perfect way to channel both the rich girl style and old money vibes. A well-chosen vintage watch can elevate your entire look, conveying the message that you value craftsmanship and luxury. Pairing your watch with gold hoops or huggies adds an extra layer of sophistication, while a delicate chain necklace can bring balance to any outfit without overpowering it. When it comes to jewelry in the old money style, remember: less is always more. Avoid oversized statement pieces and opt instead for refined, timeless accessories that will last for years to come.
Where to Wear Rich Girl Style and Old Money Style
Whether you’re vacationing in The Hamptons, attending an exclusive event, or simply spending time with friends at a chic rooftop café, the rich girl style and old money style are always in demand. These styles make a statement of elegance no matter the occasion. They capture a sense of sophistication and grace, making you look as if you effortlessly belong in an elite world. One of the best things about this style is its versatility—no matter the location, the right pieces will always make you stand out.
For instance, when attending a summer soirée at an upscale location, pairing a pastel dress with oversized sunglasses and a mini handbag can create a stunning, elegant outfit. Whether you’re attending a gallery opening, a garden party, or a leisurely walk through a coastal town, rich girl style is perfect for embodying that effortless, chic, and timeless vibe. And let’s not forget about vacationing in The Hamptons—there’s no better place to showcase your sophisticated, understated look. Whether you’re spending the day by the beach or enjoying a sunset dinner, your rich girl style will never fail to impress.
Bonus: Nail Designs to Complement the Look
A great outfit isn’t complete without the perfect nails. To complement your rich girl style and old money look, choose minimalist nail designs in soft pastel shades or neutral tones like beige, light pink, or even a classic French manicure. These subtle, elegant nails are the perfect way to finish off your outfit without drawing too much attention. They align beautifully with the soft, elegant aesthetic of both the rich girl style and old money style, giving you a polished, cohesive look.
With that let’s get to it.
Rich Girl Vacation Outfit

Dress Watch Bag Sunglasses Heels
Chic Old Money Outfits

Watch Heels Matching Set Sunglasses Bag
Quiet Luxury Old Money Outfits

Watch Bag Matching Set Sunglasses Heels
Rich & Elegant Style Outfit

Watch Heels Sunglasses Bag Dress
Final Thoughts on Rich Girl & Old Money Style
Incorporating pastel hues and refined accessories into your summer wardrobe is one of the simplest ways to channel the ultimate old money style with a touch of rich girl flair. Remember, the goal is to look effortlessly chic, timeless, and elegant—without ever appearing overly flashy. Soft pastels, minimalistic handbags, oversized sunglasses, and delicate jewelry are the building blocks of an outfit that exudes wealth, sophistication, and an impeccable sense of style. So, embrace the richness of pastel tones, and let them become your signature look this season.
Whether you’re strolling through quaint coastal towns, attending rooftop soirées, or simply enjoying a casual day out with friends, these essential pieces will keep your summer look luxe, light, and iconic. With the right combination of rich girl style and old money fashion, you’ll have a wardrobe that reflects your sophistication and timeless elegance. Happy Styling!
Luxury Wardrobe, Luxury Wardrobe, Luxury Wardrobe, Luxury Wardrobe, Luxury Wardrobe, Timeless Fashion, Timeless Fashion, Timeless Fashion, Timeless Fashion, Timeless Fashion, Classic Essentials, Classic Essentials, Classic EssentialsClassic Essentials, Classic Essentials, Classic Essentials,
Some suggestions you may like :
Sophisticated Style That Screams Old Money Aesthetics
Rich Girl Aesthetic Is The New Old Money Style: Here Are The Must-Have Summer Wardrobe Staples
Spring 2025 Fashion Trends You Need To Try Right Now
Old Money & Rich Girl Style Capsule Wardrobe: On A Budget