In the world of fashion, few aesthetics evoke effortless sophistication quite like Old Money style and nothing captures that quiet elegance better than the perfect white or black one piece swimsuit. The term old money is often referred to as rich girl style, and it’s rooted in understated luxury, timeless silhouettes, and a less-is-more philosophy. The Old Money look is especially powerful at the beach or relaxing poolside under a Parisian chic fringe umbrella.
If you’re curating a vacation or summer capsule wardrobe with Old Money flair, the one-piece swimsuit is your starting point. Let’s explore how to build a refined and timeless capsule around this essential.
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👙 Why the One-Piece Swimsuit Is a Hallmark of Old Money Style
Unlike flashy bikinis and trendy cut outs that go out of style, Old Money one piece swimsuits are timeless and never go out of fashion. It’s clean lines, subtle elegance and minimalistic aesthetics make it a statement wardrobe piece that you can have forever. It’s rich girl style that whispers luxury that’s shown through its design, quality fabric and intricate detail.
🧳 Building the Curated Capsule Around It
Let your one-piece swimsuit be the statement piece and build an entire capsule around it for vacations in France, St. Tropez or even at home for stylish fashion.
1. One Piece Swimsuit (Statement Piece)
Start with one or two high quality swimsuits that’s versatile and can be mix and matched with other wardrobe pieces. A swimsuit with details like buttons, gold or tortoise shell hardware and small flowers is always a great added touch of sophistication.
- Black square necked one-piece swimsuit, is a classic option and universally flattering.
- White or a cream belted one piece evokes French chic glam and pairs well with anything
2. Linen Button Ups
A simple and breathable white linen button up is always a favorite of the wealthy elite. Looks crisp and clean and could be worn as a beach cover up for lunch or diner. Here are a few great options:
- Ralph Lauren Long Sleeve Boyfriend Cover-Up
- Ralph Lauren Crushed Cotton Camp Shirt Cover-Up
3. Tailored Resort Wear
Old money wardrobes always include a few structured yet relaxed staples.
- High-waisted khaki shorts
- Navy or camel knit tank top
- Wide-legged trousers in cream or beige
4. Timeless Accessories
Accessories should be chic and luxurious, without any flashy labels. Here are some great options below:
- Wide brimmed straw hat or visor: Fedora, Braided Straw Hat or Visor
- Gold or pearl stud earrings: Pearl or Gold
- Classic black cat-eye or round sunglasses: Cat-Eye or Round
- Leather sandals or espadrilles: Leather or Espadrilles
Old Money Wardrobe Navy Staple Swimsuit: Ralph Lauren
Cream Crinkle Flower Accents Swimsuit:
Navy Polo One Piece Swimsuit: Ralph Lauren
French Chic Black and White Contrast One Piece: Monday
Cream Belted One Piece With Tortoise Shell Accents: Montce
Parisian Chic Floral Accents One Piece: SAME Swimsuit
Rich Girl Belted Navy One Piece: SAME Swimsuit
Old Money Nave and White Swimsuit: Ralph Lauren
Off The Shoulders Parisian Style Swimsuit: SAME
French Chic White Ruch Swimsuit: Monday
Final Thoughts: Old Money Style One Piece Swimsuits
With this old money beach capsule wardrobe, you’ll embody timeless elegance with every outfit—whether you’re strolling the coast, lounging at a seaside café, or attending an al fresco dinner by the water. By focusing on classic silhouettes, quality fabrics, and a refined neutral palette, you’ll achieve a look that’s effortlessly polished and quietly luxurious. This curated packing list ensures you travel light while looking like you stepped off the Riviera in true old money style.
